What If I Can’t Work After an Accident?
By Ben Gobel on September 17, 2024
Accidents can be life-altering and devastating events, leaving you not only with physical injuries but also the daunting question of how to manage if you can’t work. The stress of lost income, mounting medical bills, and the uncertainty of your future can be overwhelming. This is where accident injury lawyers become invaluable.
At Ogg, Murphy & Perkosky, we understand the challenges clients face in dealing with the aftermath of a car accident, work-related injury, or medical malpractice. We’re here to provide legal help after an accident.
The Importance of Seeking Legal Help If You’re Unable to Work After an Accident
The role of lawyers in helping victims file accident injury claims cannot be overstated. When you’re injured and unable to work, a lawyer can help you navigate the complex legal landscape to ensure you receive compensation for accident-related losses.
They can assist in gathering evidence, filing an insurance claim, and negotiating settlements while providing the support and expertise needed to make informed decisions. Legal representation can be the difference between struggling to make ends meet and securing the financial stability you need to recover.
Additionally, personal injury lawyers can help you understand your rights and the full extent of the benefits you may be entitled to, such as long-term disability or workers’ compensation. They can also represent you in court if necessary, ensuring that your case is presented effectively and that you have the best possible chance of obtaining the compensation you’re entitled to.
Steps to Take Immediately After an Accident
Seek Medical Attention
Your health is the top priority. Even if you feel fine, it’s possible to suffer injuries that may not be immediately apparent. A medical professional can assess your condition and document your injuries, which is crucial for any legal claims. Prompt medical attention also ensures that your injuries are treated early, potentially preventing complications down the line.
Document the Accident
Gather as much information as possible about the accident. Take photos, collect contact information from witnesses, obtain a copy of the police report if one was filed, and write down or provide a recorded statement of what happened. This documentation will be vital for your case and will help you recover compensation. Keep a personal journal detailing your injuries, pain levels, and any medical treatments received. This can serve as supplementary evidence to support your claim.
Notify Your Employer
Inform your employer and human resources department that an accident occurred and you are unable to work. This step is essential for any workers’ compensation claims or short-term disability and helps to establish a record of your personal injury and its impact on your employment. Make sure to follow up with written communication, such as an email or letter, to create a formal record of your notification.
Types of Compensation Available to Accident Victims
When you can’t work after an accident, several types of compensation may be available to you:
- Medical Expenses: This includes all costs related to your medical treatment, such as medical bills, medication, physical therapy, future medical needs, and other expenses related to your personal injury.
- Lost Wages: If your injury limits or halts your earning capacity, you may be entitled to compensation for the income you have lost and will continue to lose until you can return to work.
- Long-term Disability Benefits: If your injury results in a long-term or permanent disability, it’s possible to be eligible for long-term disability benefits and paid time away from work. These benefits can provide ongoing financial support if you are unable to return to your previous job or any other form of employment.
How to File an Accident-Related Claim and Collect Compensation
Navigating the legal process can be complex, which is why understanding the steps involved can help you feel more in control:
- Filing a Claim: The first step is to file a claim with the appropriate parties, whether it’s an insurance company or a workers’ compensation board. Your lawyer can help you determine the best course of action.
- Gathering Evidence: Collecting evidence is crucial for building a strong case. This includes medical records, accident reports, witness statements, and any other relevant documentation that can prove your lost earning capacity.
- Negotiating Settlements: Many accident cases are resolved through settlements rather than filing a personal injury lawsuit that goes to trial. Your accident lawyer will negotiate with the other party to reach a fair settlement that covers your losses.
Important Considerations for Filing a Personal Injury Claim
- Statutes of Limitations: There are time limits for filing claims, known as statutes of limitations. Missing these deadlines can result in losing your right to compensation. Your accident lawyer will ensure that all paperwork is filed on time.
- Impact on Future Employment: An injury can affect your ability to work in the future. It’s important to consider how your injury might impact your career and discuss concerns about lost opportunities with your lawyer.
- Dealing with Insurance Companies: Health insurance companies often aim to minimize payouts. Having an experienced accident lawyer on your side can help you navigate these negotiations and ensure you receive fair compensation.
If You Can’t Work After An Accident, Our Personal Injury Lawyers Are Here to Help
If you can’t work after an accident, it’s crucial to take immediate steps to protect your health and your financial future. Seeking legal help can make a significant difference in the outcome of your case. At Ogg, Murphy & Perkosky, we are dedicated to helping accident victims secure the compensation they deserve.
Don’t navigate this challenging time alone—reach out to an injury lawyer today at 412-471-8500 for a free consultation and learn how we can assist you in your recovery journey. Our experienced team of personal injury attorneys will guide you through every step, ensuring you receive the support and justice you need.